Payment infrastructure

Payment Infrastructure for Platforms
and Growing Businesses

One layer behind every payment. Kadima connects merchant accounts, gateways, billing, risk controls, reporting, and receivables into one operational layer — so payments scale with your business instead of bottlenecking it.

Build your stack Book a call Takes 60 seconds. Approval in 24–48 hours.

Most businesses run five disconnected payment tools. Kadima is the one layer underneath all of it — defined upfront, built to scale.

The layer

Everything, working
together.

Merchant accounts

Structured for your model, volume, and risk profile — and your growth path, not just today.

Gateway & routing

The right gateway stack for CNP, ACH, recurring, and platform workflows, with smart failover.

Billing & invoicing

Payment links, recurring billing, dual pricing, and QuickBooks sync through RapidPayLink.

Risk & continuity

Limits, documentation, and reserves defined upfront to reduce shutdown risk.

Reporting & settlement

One source of truth across every channel — reconciled, not reverse-engineered.

200+ integrations

Gateways, CRMs, ERPs, accounting, and checkout — connect payments into what you already run.

Payment infrastructure: common questions

What does 'payment infrastructure' actually include?

Merchant accounts, gateway and routing, billing and invoicing, risk controls and continuity, and reporting and settlement — operated as one layer rather than five vendors you integrate yourself.

Why does multi-gateway routing matter?

Intelligent failover across acquirers keeps approval rates high and gives you continuity if one processor or banking relationship has a problem. A single-gateway setup makes that outage your outage.

Can this sit behind my existing product?

Yes. See developer access for embedded onboarding, payments, reporting and signed webhooks, plus a native Medusa.js plugin.

Do you integrate with software we already run?

Yes — 200+ integrations, plus direct API access where you need something specific.

What happens to reporting across all of this?

Unified reporting and settlement across the stack, rather than reconciling exports from separate systems.

See how the pieces fit together.

Tell us how money moves through your business today. We’ll map the infrastructure that connects it.