Stripe Said No? Kadima Says Go.
High-risk payment processing doesn’t have to feel unstable. Kadima helps businesses with elevated underwriting needs get set up with secure, compliant processing — including nutraceuticals, subscriptions, coaching, and other complex models.
If you were shut down by Stripe, frozen by Square, or blocked by PayPal — Kadima can help you move forward with a high-risk merchant account built around your business model and cash-flow needs.
High Approval Focus
We underwrite where standard processors won’t — with real support behind your model and operational history.
Dual Pricing & Compliance
Transparent surcharging and cash discount tools — structured to reduce fees and support compliant execution.
Fast Funding Options
Stable settlement flows and funding timelines designed to keep cash moving as your volume grows.
Common High-Risk Use Cases We Support
Nutraceuticals • Subscription Model Businesses • Coaching & Consulting • Online Education • Membership Sites • Collectibles & Trading Cards • Events & Ticketing • Supplement Brands • Info Products • Online Gaming / Gambling*
Kadima’s underwriting aligns with FinCEN AML/KYC guidance and industry best practices. For regulated or complex models, our team confirms compliance requirements before boarding.
*Online gaming / gambling accounts typically require enhanced underwriting, which may include AML/KYC documentation, a legal opinion letter, established processing history (often $100k+/mo), and U.S.-based ownership. Due to evolving state laws and regulatory ambiguity, requirements vary.
Kadima supports high-risk merchant accounts with PCI-aligned security practices, dual pricing support, and advanced fraud tools. RapidPayLink™, ACH billing, and API integrations are available.
Curious how onboarding compares? See Stripe’s documentation. Want more context on Kadima? Visit our About Page.
Ready to get approved?
Apply in minutes. If your business needs enhanced underwriting, we’ll tell you exactly what’s required before anything moves forward.
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