What to Do if Stripe Shuts Down Your Merchant Account
Woke up to a Stripe email saying your account’s been closed? Funds frozen? No appeal process? You’re not alone — but you’re not stuck either.
Why Stripe Shuts Businesses Down
Stripe’s model is built for speed and scale — not flexibility. That means once a red flag hits (a chargeback, high ticket, keyword, or volume spike), an auto-trigger can disable your account without warning.
And when you try to get answers? You’re stuck in a support loop with bots or no reply at all. Stripe calls it “risk mitigation.” You experience it as business interruption.
What to Do First
- ✅ Stop all further charges on Stripe immediately
- ✅ Download and export all transaction and customer data
- ✅ Communicate with clients — protect your reputation
- ✅ Get a new merchant account lined up fast
Most Stripe victims aren’t doing anything wrong — they’re just scaling in a way Stripe isn’t built to handle. That’s where Kadima comes in.
How Kadima Helps You Rebuild
At Kadima, we don’t rely on automated approval algorithms. Every account gets human underwriting, custom risk profiling, and ongoing support.
- Fast approvals — even for “high-risk” industries
- Dual pricing and ACH options built in
- Real people, real support — when you need it
- Flexible terms built to scale with your growth
Getting shut down sucks. But it doesn’t have to be the end — it might just be the reset your business needed. Kadima can get you back up and running within 24–48 hours.
