Kadima x Proficient

A Strategic Alliance for High-Risk Merchants Who Expect More

At Kadima Payments, we’re not here to offer cookie-cutter solutions. We’re here to earn trust by delivering what Stripe, Square, and the banks can’t—or won’t.

That’s why we’re proud to officially introduce our partnership with Phillip Trusela and Proficient.tech—an alliance designed to serve merchants in industries that most processors treat as an afterthought.

“I don’t sell credit card processing. I walk business owners through how to protect margins, reduce fraud liability, and gain real control over their growth. Processing is just the tool.”
— Phillip Trusela, Proficient.tech

Why This Partnership Matters

Too many business owners are quietly bleeding revenue through:

• 💸 Inflated "effective rates" buried in teaser pricing
• ⏳ Delayed deposits slowing cash flow
• 📉 Chargeback stress with little-to-no support
• 🧩 Clunky integrations or outdated systems
• 🤷‍♂️ Zero transparency, zero partnership

Phillip joined Kadima because we don’t just plug merchants into software—we build forward-moving systems tailored to your business and risk profile. Together, we deliver:

• ✅ Fast, compliant approvals (even for high-risk verticals)
• ✅ Dual pricing and ACH setup with legal clarity
• ✅ Custom-fit fraud controls and PCI support
• ✅ Transparent pricing with dedicated account management
• ✅ Real underwriting conversations—not AI-based rejections

Built for Bold Business Owners

This isn’t for everyone. But if you’ve outgrown Square, been shut down by Stripe, or want a partner who speaks your language—Proficient.tech and Kadima are your new path forward.

We aren’t just another ISO team chasing volume. We’re a precision strike force for business owners who demand control, security, and growth—all in one.