We are excited to announce a strategic partnership between Kadima Payments and SumUp, one of the fastest-growing point-of-sale technology providers in the world. This collaboration brings together Kadima's robust payment processing infrastructure with SumUp's intuitive hardware and software ecosystem, giving merchants a unified solution for accepting payments in-store, on the go, and everywhere in between.
For businesses that depend on face-to-face transactions, the reliability of your POS system is non-negotiable. A single declined transaction or a terminal outage during peak hours can cost you revenue and customer trust. That is exactly the problem this partnership is designed to solve.
What SumUp Brings to the Table
SumUp has earned a reputation for making card acceptance simple and accessible. Their product lineup includes compact mobile card readers, full-featured countertop terminals, and tap-to-pay solutions that turn a smartphone into a payment terminal. The hardware is sleek, portable, and designed for merchants who need flexibility without complexity.
Beyond hardware, SumUp offers a merchant-facing software platform that handles invoicing, sales tracking, and inventory management. For small and mid-sized businesses, this means fewer tools to juggle and a cleaner view of daily operations.
- Mobile card readers that connect via Bluetooth for on-the-go transactions
- Countertop terminals with built-in receipt printers for fixed retail locations
- Tap-to-pay on smartphone for merchants who want zero additional hardware
- Invoicing and sales analytics built into the SumUp dashboard
What Kadima Adds to the Equation
While SumUp excels at the front end of the transaction, Kadima powers what happens behind the scenes. Our processing infrastructure is built for stability, speed, and adaptability. We maintain direct banking relationships and operate across multiple acquiring networks, which means transactions are routed intelligently to maximize approval rates and minimize downtime.
Kadima also specializes in underwriting merchants that other processors turn away. If your business operates in a vertical that traditional acquirers consider elevated risk, our team has the expertise and banking partnerships to get you approved and processing quickly.
When you combine SumUp's hardware with Kadima's processing backbone, you get a POS experience that is reliable from the moment a card is tapped to the moment funds hit your account.
Benefits for Merchants
This partnership was built with one goal in mind: make it easier for merchants to accept payments without worrying about the infrastructure behind them. Here is what that looks like in practice.
Single Integration, Full Coverage
Merchants no longer need to piece together separate hardware vendors, payment gateways, and processing accounts. Through the Kadima and SumUp partnership, you get a cohesive stack that works out of the box. One onboarding process, one support team, one relationship.
Streamlined Onboarding
Our joint onboarding flow is designed to get merchants live as quickly as possible. Kadima handles the underwriting and account provisioning while SumUp ships the hardware. Most merchants can go from application to first transaction in a matter of days, not weeks.
Competitive Processing Rates
Because Kadima works across multiple acquiring banks, we can offer pricing structures that are tailored to your business volume and industry. Combined with SumUp's transparent hardware pricing, merchants get a clear picture of their total cost of acceptance with no hidden fees.
Multi-Gateway Routing
Kadima's intelligent routing engine directs each transaction through the optimal gateway based on card type, issuing bank, and transaction amount. This results in higher approval rates and fewer false declines, which directly impacts your bottom line.
Who This Partnership Serves
The Kadima and SumUp integration is purpose-built for merchants who process payments in physical environments but need the flexibility to scale across channels. Some of the strongest use cases include:
- Retail stores that need a reliable countertop terminal with full reporting capabilities
- Restaurants and cafes looking for tableside payment options and tip management
- Mobile vendors and service providers who accept payments at client locations, job sites, or events
- Pop-up shops and seasonal businesses that need fast setup without long-term hardware commitments
- Multi-location operators who want centralized reporting across all their storefronts
Whether you are running a single food truck or managing a chain of retail locations, the combination of SumUp's POS flexibility and Kadima's processing power gives you the tools to operate with confidence.
How to Get Started
Getting set up with SumUp through Kadima is straightforward. Start by submitting an application through our website. Our underwriting team will review your business details, and once approved, we will coordinate hardware delivery with SumUp and provision your processing account simultaneously.
If you are already a Kadima merchant and want to add SumUp terminals to your setup, reach out to your account manager or contact our support team. We will handle the integration on the back end so you can focus on serving your customers.
Ready to upgrade your in-store payment experience? Apply today and let us pair you with the right SumUp hardware and a processing account built for your business.
Visit our application page to see if you qualify, or get in touch with our team to learn more about what this partnership can do for your business.
